No penalty , the reason for low drop rates is that becouse last week there was event with 50% boost in drop items.
Together with item like soup and New Year's items that was what probably what gave you good drops.
This week there is no boost so this is why you notice the change.
I got one gold weapon and one purple armor during last week drop boost.
Had to buy the second gold weapon at the market for couple of mil silver.
Was all my silver that i got gringing so far.
But it worth it as it gave me boost to level 50 and cp needend to farm Calpheon and do offline black spirit mode there.
I think that drops are random, i can grind the week and get nothing but green and blue stuff even with drop boost.
I get my stuff mostly from Ancient Ruins but Talish’s Shop is great too. Got 90 black pearls profit by selling a purple ring at the market.
The guld boss and the world boss also give good items. Grinding is great when you have all gold or orange equipment.
Otherwise grind is for selling junk for silver since the market is limited to 10 items a day.
When you do ancient ruins do you max your multiplier or do you do one run at a time? I haven't gotten anything decent from ancient ruins, running lv 5 and now 6. It seems like you'd get more loot running 1x over and over, but does it also effect the quality?